Why do people Refinance? Click on the Links below to Learn more.
HARP REFINANCE
When you have a high interest rate and your loan to value is above 80%, it would be very wise to consider Harp for refinancing if current loan was closed prior to 5/31/2009. You will enjoy the very low interest rate without having to worry about paying the Mortgage insurance. Learn More

PAY OFF MORTGAGE FASTER
If you are currently paying your mortgage on a very high interest rate with a long term amortization, and your current mortgage payment is something you can afford easily, it would be very wise to consider a quote for shorter term and it is even possible to maintain the payment you currently have. Learn More

AVOID INCREASE IN MORTGAGE PAYMENT
A home owner that currently has an ARM loan or an adjustable loan, regardless if the loan is currently adjusting or not, changing the loan from an adjustable to a fix will eliminate the risk of increasing the payment and secure a very affordable payment for the life of the loan. Learn More

GET CASH FROM YOUR HOME’S EQUITY
It would be most helpful and could serve as a savior for many homeowners who own a property, where your property play a big role of helping with your financial status by eliminating payments on personal debts by consolidating all the payments on the debts with the interest and the mortgage payment into one mortgage payment with a very low interest rate. This option could give you a huge monthly savings and the interest paid on the mortgage will be Tax Deductible. Learn More

TO CONSOLIDATE YOUR DEBT
Sometimes using your savings that have been invested on the equity of your property is a wise move in helping to improve your quality of life, like improving the property which improves the property value and your lifestyle, also by starting a new business, which can improve your income and the financial aspect. You could also use the equity of your home in paying college tuition for kids or grand kids which is investing in family future, and the best of all eliminating the worry of seniors for having to keep paying for their mortgage by giving them cash out from their equity and eliminating their mortgage payment as well through the senior’s loan program. Learn More