Disclaimer

DISCLAIMER
Nothing on this website shall be considered to be a solicitation to do business or any activity requiring a real estate license in any state in which Loan Saver Direct Inc., Inc. is not licensed as a real estate broker (Licenses) Rebate available in most areas. Void where prohibited by law or where prohibited by the lender. Actual rebate may vary. Rebate not available in Oregon. 5% standard rebate available in Minneapolis, MN and Austin, TX.

For Home Buyers

Rebate is available only to buyers who close escrow/proceed to final settlement with Loan Saver Direct Inc. acting as their sole and exclusive agent in the purchase of real estate. For homes with a final sales price of $100,000.00 or more, the rebate is twenty percent (20%), or five percent (5%) as applicable, of the cooperating broker commission actually received by Loan Saver Direct Inc. at the close of escrow/settlement for representing the buyer net of any allowances or other deductions by Loan Saver Direct Inc. related to the transaction.The amount of the cooperating broker commission received will vary on individual properties. Occasionally, the seller and/or listingbroker in a transaction will offer the broker representing the buyer a bonus or other additional incentive over and above the cooperating brokerage commission. Any such bonuses or other additional incentives are separate and apart from the cooperating brokerage commission actually received by Loan Saver Direct Inc. and buyer is not entitled to a rebate on any bonus or other additional i ncentive monies paid to Loan Saver Direct Inc. over and above the cooperative broker commission. For homes with a final sales price of $99,999.99 or less, Loan Saver Direct Inc. will not pay a rebate. If a rebate is paid, the rebate will be paid or credited to the party or parties named as the “buyer(s)” or “borrower(s)” on the HUD-1 Closing Statement or equivalent official closing statement. In the case of an IRC §1031 Tax Deferred Exchange (“Exchange”), the party named as the “buyer or borrower” is the Qualified Intermediary (the “Exchange Company”) and the rebate will be paid or credited to the Exchange Company for the benefit of the party conducting the exchange (the “Exchanger”).

All buyers, or in the case of any Exchange, the Exchanger must sign this Rebate Agreement before any rebate will be issued. This rebate program is only available where offered by Loan Saver Direct Inc. permitted under state and federal law and when not otherwise prohibited by the buyer’s lender(s). There may be tax consequences to the rebate. If you need legal or tax advice, you should consult with the appropriate professional. Offer subject to conditions, limitations, exclusions, modifications, and/or discontinuation without notice.

New Construction Rebate Terms

In the event that Loan Saver Direct Inc. refers and registers you as a buyer with a builder/developer, the builder/developer will often pay Loan Saver Direct Inc. a cooperating broker commission at close of escrow/final settlement. The exact amount of compensation received by Loan Saver Direct Inc. will vary based on the particular builder/developer. Be advised, many builders/developers require that an agent must personally accompany a prospective buyer to the development on the buyer’s first visit for the agent to be entitled to receive any compensation.Unless prohibited by the builder/developer, Loan Saver Direct Inc. would issue you a rebate as described above.

For Home Sellers – Listing Terms and Disclosures

Loan Saver Direct Inc. charges either a competitive fee for the local area, typically 1% below the going rate for the area, or a Minimum Listing . Fee, whichever is greater. Contact a Loan Saver Direct Inc. agent for more information on Loan Saver Direct Inc.’s fees in your area.“Minimum Listing Fee” is $2,000.00 plus an agreed upon cooperating brokerage fee to be paid to a cooperating broker (broker who brings the successful buyer). The market rate for the cooperating brokerage fee may vary based on local custom and market conditions.

All Offers are Subject to Modification or Discontinuation without Notice

“Additional Profit”, “Your Savings”, and “Savings” are terms used to reflect an estimate of savings by listing with Loan Saver Direct Inc.. Examples are based on a total 6% commission, charged by a “Traditional Agent”, compared to 5% commission charged by Loan Saver Direct Inc.. The total 6% commission is an estimate for purposes of comparing traditional real estate agents to Loan Saver Direct Inc.’s services.The actual final sales commission may vary based on individual brokerage practices, local custom and market conditions. Loan Saver Direct Inc.’s goal is to charge approximately 1% less than the going market rate in a local area. “Closing Cost Estimate” includes miscellaneous closing costs, other than brokerage commission(s), using 1% of the selling price of the property to estimate those costs. Actual amount may vary by area, local custom and each individual transaction. For Referrals To Other Brokers/Agents.Loan Saver Direct Inc. does not guarantee or warrant the services provided by real estate brokers/agents that Loan Saver Direct Inc. refers to you.Each homebuyer/seller must independently verify the quality and experience of each real estate broker/agent that they hire. The commissions paid are subject to the agreement between the individual homebuyer/seller and the broker receiving the referral and may be negotiated between the parties. A homebuyer/seller who is represented by, or referred to, another broker is not eligible for a rebate or reduced commission from Loan Saver Direct Inc.. For Referrals To Other Service Providers.

Loan Saver Direct Inc. does not guarantee or warrant the products or services of other product or service providers that Loan Saver Direct Inc., its employees or agents refers to you, including, but not limited to, through its website. Any referral to other product or service providers is for informational purposes only. You are free to select any product service provider of your choosing. Product and service providers may very in cost, quality, experience, availability, responsiveness and other factors. You are advised to exercise care in the selection of product or service provider.